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Boater's insurance
Posted: May 18th, 2008, 10:25 am
by Redbelly
I was quoted $20 per thousand by Farm Bureau. What kind of rates do y'all have and with which company?
Re: Boater's insurance
Posted: May 18th, 2008, 6:29 pm
by MudDucker
Redbelly wrote:I was quoted $20 per thousand by Farm Bureau. What kind of rates do y'all have and with which company?
Thats a pretty good rate

Re: Boater's insurance
Posted: May 19th, 2008, 7:36 am
by grim reeler
Thats sounds like a good rate, but it all depends on what it covers. Collision, comprehensive, towing, gear, liability, personal injury?
Mine is $25 per thousand with progressive with varying rates of all the coverages above.
Re: Boater's insurance
Posted: May 19th, 2008, 6:34 pm
by tin can
Progressive.
Re: Boater's insurance
Posted: May 19th, 2008, 7:46 pm
by Reel Cowboy
State Farm, pretty good rates.
Re: Boater's insurance
Posted: May 19th, 2008, 9:22 pm
by Rogan
I've never beat Progressive myself. I've tried! $20.00 per thousand isnt bad if thats for ample coverage.
Re: Boater's insurance
Posted: May 20th, 2008, 6:25 am
by TroutTouter
Progressive is tough to beat if you have a automotive policy with them. Also, they give a boaters safety course discount. I am paying a little under $20 per thousand.
Re: Boater's insurance
Posted: May 20th, 2008, 11:40 pm
by Bow'd Up
Just got my bill from Progressive......789.00 anually for my Skeeter ZX 20 bay with 150 Yammy 4 stroke, value 33500.00. Looks like I'm gonna be finding something else....Hell, I don't pay that on my 52000.00 truck that I drive daily....What is the problem here. BB don't pay near that much on that beast he fishes out of.....220 Triton LTS with 225 Merc Optimax......
Re: Boater's insurance
Posted: May 21st, 2008, 8:13 am
by BAD BEHAVIOR
Bow'd Up wrote:Just got my bill from Progressive......789.00 anually for my Skeeter ZX 20 bay with 150 Yammy 4 stroke, value 33500.00. Looks like I'm gonna be finding something else....Hell, I don't pay that on my 52000.00 truck that I drive daily....What is the problem here. BB don't pay near that much on that beast he fishes out of.....220 Triton LTS with 225 Merc Optimax......
The insurance company keeps satellite images of new boat owners for a year. Rrunning through the rock garden can get you some hefty rates..

Re: Boater's insurance
Posted: May 21st, 2008, 1:11 pm
by rocket
Bow'd Up wrote:Just got my bill from Progressive......789.00 anually for my Skeeter ZX 20 bay with 150 Yammy 4 stroke, value 33500.00. Looks like I'm gonna be finding something else....Hell, I don't pay that on my 52000.00 truck that I drive daily....What is the problem here. BB don't pay near that much on that beast he fishes out of.....220 Triton LTS with 225 Merc Optimax......
Who'd you pizz off...I don't pay half that on a Pathfinder 2200 with a 200 Yammie, and it's insured with Progressive.
Re: Boater's insurance
Posted: May 21st, 2008, 5:57 pm
by Redbelly
Farm Bureau gives a depreciated payoff based on present value. I was told it is about 10%. Coverage is in transit collision on trailor boat and contents and motor. Sinking, theft, and if I hit one of those godawful rocks at Aucilla it pays on that repair. So if it wound up totalling the motor I would get the value of the motor, not enuff for a brand new replacement.
Still gonna shop some more.