Boater's insurance

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Redbelly
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Boater's insurance

Post by Redbelly »

I was quoted $20 per thousand by Farm Bureau. What kind of rates do y'all have and with which company?
Work 2 fish 4 days

1988 vintage 1436 Fisher Jon
1992 vintage 15 hp Merc
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MudDucker
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Re: Boater's insurance

Post by MudDucker »

Redbelly wrote:I was quoted $20 per thousand by Farm Bureau. What kind of rates do y'all have and with which company?
Thats a pretty good rate :thumbup:
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grim reeler
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Re: Boater's insurance

Post by grim reeler »

Thats sounds like a good rate, but it all depends on what it covers. Collision, comprehensive, towing, gear, liability, personal injury?

Mine is $25 per thousand with progressive with varying rates of all the coverages above.
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tin can
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Re: Boater's insurance

Post by tin can »

Progressive.
What was I supposed to do today?
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Reel Cowboy
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Re: Boater's insurance

Post by Reel Cowboy »

State Farm, pretty good rates.
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Rogan
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Re: Boater's insurance

Post by Rogan »

I've never beat Progressive myself. I've tried! $20.00 per thousand isnt bad if thats for ample coverage.
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TroutTouter
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Re: Boater's insurance

Post by TroutTouter »

Progressive is tough to beat if you have a automotive policy with them. Also, they give a boaters safety course discount. I am paying a little under $20 per thousand.
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Bow'd Up
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Re: Boater's insurance

Post by Bow'd Up »

Just got my bill from Progressive......789.00 anually for my Skeeter ZX 20 bay with 150 Yammy 4 stroke, value 33500.00. Looks like I'm gonna be finding something else....Hell, I don't pay that on my 52000.00 truck that I drive daily....What is the problem here. BB don't pay near that much on that beast he fishes out of.....220 Triton LTS with 225 Merc Optimax......
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BAD BEHAVIOR
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Re: Boater's insurance

Post by BAD BEHAVIOR »

Bow'd Up wrote:Just got my bill from Progressive......789.00 anually for my Skeeter ZX 20 bay with 150 Yammy 4 stroke, value 33500.00. Looks like I'm gonna be finding something else....Hell, I don't pay that on my 52000.00 truck that I drive daily....What is the problem here. BB don't pay near that much on that beast he fishes out of.....220 Triton LTS with 225 Merc Optimax......
The insurance company keeps satellite images of new boat owners for a year. Rrunning through the rock garden can get you some hefty rates.. :smt005
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rocket
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Re: Boater's insurance

Post by rocket »

Bow'd Up wrote:Just got my bill from Progressive......789.00 anually for my Skeeter ZX 20 bay with 150 Yammy 4 stroke, value 33500.00. Looks like I'm gonna be finding something else....Hell, I don't pay that on my 52000.00 truck that I drive daily....What is the problem here. BB don't pay near that much on that beast he fishes out of.....220 Triton LTS with 225 Merc Optimax......
Who'd you pizz off...I don't pay half that on a Pathfinder 2200 with a 200 Yammie, and it's insured with Progressive.
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Redbelly
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Re: Boater's insurance

Post by Redbelly »

Farm Bureau gives a depreciated payoff based on present value. I was told it is about 10%. Coverage is in transit collision on trailor boat and contents and motor. Sinking, theft, and if I hit one of those godawful rocks at Aucilla it pays on that repair. So if it wound up totalling the motor I would get the value of the motor, not enuff for a brand new replacement.

Still gonna shop some more.
Work 2 fish 4 days

1988 vintage 1436 Fisher Jon
1992 vintage 15 hp Merc
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